Automotive Coverage: Finance & Insurance Products

Additional Protection Products For Your Vehicle

Deciding to lease or purchase a car is one of the most significant financial decisions an individual will make. Make sure your investment is protected beyond the manufacturer warranty.

Acuras are known for their precision crafted performance, safety, and reliability, but sometimes the unexpected happens. Proctor Acura is pleased to offer a wide selection of Finance and Insurance (F&I) products to provide protection and peace of mind.

Learn About Your Automotive Coverage Options In the Video Below

"Extended Warranties" - Vehicle Service Contracts (VSC)

Extended Warranty is an auto industry nickname for a vehicle service contract (VSC). VSCs are an added protection that covers mechanical or electronic repairs your vehicle may require after the expiration of your manufacturer warranty.
  • Can be included in your vehicle financing
  • Can protect your car for 6-8 years and up to 100,000 miles OR MORE at some retailers
  • Helps lessen or prevent out-of-pocket expenses as your vehicle gets older
  • Can be transferred or prorated if you sell your vehicle privately
  • Can be cancelled, prorated, & reimbursed as cash or downpayment, if selling or trading your car at a dealership

GAP Insurance

GAP is an acronym for Guaranteed Auto Protection. GAP insurance allows drivers to avoid paying out of pocket if their vehicle is stolen or damaged in an accident.
  • GAP is included on every leased Acura. Also available for purchase on new cars financed with an auto loan
  • GAP works alongside comprehensive and collision auto insurance
  • Prevents a driver from paying the price of negative equity in a stolen or totaled vehicle

How could GAP Insurance help me?


Four months ago, you purchased a new Acura ILX for $31,000. As you are driving home from dinner, another driver runs a stop sign and totals your new car. Your insurance provider analyzes the damage and determines that your car was worth $26,000 at the time of the crash. The insurance payout, as well as the payments you've made on your loan, equal $28,000. But now you have no car and you still owe $3,000 on your car loan.

In this situation, having GAP Insurance on your vehicle would have ensured that the $3,000 gap is covered, and that you will not have to pay out of pocket for the difference between your car loan balance and the amount your insurance will pay.

Learn more on the Zurich GAP Insurance Brochure



Road Hazard Tire and Wheel

The only part of your vehicle that touches the road are your tires - yet tires are rarely covered in a manufacturer warranty! Protect your tires and wheels against common road hazard.
  • Available terms range from 1 to 5 years
  • No maximum number of occurrences, no mileage limits, no deductible
  • Repair or replacement of wheels or tires from road hazards such as nails, potholes, debris, etc.
  • 24/7 Roadside Assistance Included. Covers towing, refueling, flat tires, and more

How could Road Hazard Tire and Wheel help me?


Your family moves into a newly built home while the builders are still finishing construction on an adjacent neighborhood. While the development is being finished, more and more construction debris litters the road you drive to work on everyday. Over the course of five months, you get two nails and a screw stuck in your car's tires.

Fortunately, with Road Hazard Tire and Wheel protection, repair and replacement for tires, wheels, and rims is completely covered and you avoid paying out of pocket for three back-to-back tire replacements.

Read the Zurich Road Hazard Tire and Wheel Brochure for More Information



Select Protection Packages - Custom Auto Coverage

Enjoy the flexibility of choosing the protections that best fit your driving needs and budget! Customize your protection package with Select Protection. Available plans include:
  • Key protection
  • Paintless dent removal
  • Alloy wheel cosmetic repair
  • Tire and wheel protection
  • Windshield repair
  • 24/7 Roadside Assistance. Covers tows. refuels, flat tires, and more

How could a select protection package help me?


Your car has been parked in the long-term lot at the airport while you travel for a conference. When you get back from your trip, you notice that someone has opened their car door right into your vehicle, dinging your door. Already frustrated, you search for your keys, trying to recall where you put them during your travels. After rummaging through your purse and suitcase, you realize the keys must have gotten lost.

Fortunately, when you purchased your vehicle, you bundled select protections. Because of this, you can relax, knowing that you have avoided the cost of key replacement and reprogramming, dent removal, a tow truck, and locksmith. Instead, you simply use your 24/7 roadside assistance to tow your car home, grab your spare key, and drive your car to the dealership, where the dent repair and key replacement are completed at no cost to you.

Read the Select Protection Package Brochure for More Information



Zurich Shield - Environmental Protection Plans

Shield the interior and exterior of your vehicle from the unexpected and keep it looking just as new for longer. Zurich Shield protects your vehicle from harmful elements, stains, and wear and tear through a protective coating, backed by a warranty.
The exterior paint sealant bonds molecularly to the vehicle (not a wax that will wash off) to steal and protect paint surfaces from the following:
  • Pollutants and other harmful elements that dull paint
  • Tree sap, salt air corrosion, hard water etching, etc.
  • Interior fabric sealant extends the life of your fabric seats and carpet:
  • Seals out water and oil-based stains
  • Makes clean-up easy
  • Prevents and delays fading

When would I use Zurich Shield?


You and a friend leave for a 10-day cruise, parking your cars securely at the port. When you get back from your vacation, you both realize that sea gulls and water birds have left a mess of droppings on your vehicles. You wash your car as soon as you get home, see that it looks good as new, and think nothing more of it. Unfortunately, your friend discovers that the acidity from the bird droppings has damaged the finish of their paint. As it turns out, many insects, bird droppings, ash, salt, and other common environmental factors can actually be corrosive to your car's exterior!

Fortunately, you had Zurich Shield, an added layer of protection that was applied to your vehicle's exterior. Unlike your friend's vehicle, this sealant served as a barrier and protected your car's exterior from the corroding due to the acidity of bird droppings. Plus, in the event that the Zurich Shield coating did not fully protect the vehicle, the included warranty would have paid to restore the paint job!

Read the Zurich Shield Brochure for More Information



Maintenance Plans

Staying on track with regular maintenance visits can help ensure your vehicle stays in greeat condition and avoids major repairs. Choose from a selection of Maintenance Plans to cover the cost of routine maintenance. Plans may include:
  • Oil changes
  • Chassis lubrication
  • Tire rotation
  • Overall inspection of fluids, brakes, and battery.
  • 24/7 Roadside Assistance Included. Covers, tows, refuels, flat tires, and more

How could a Maintenance Plan help me?


Even though we could all technically exercise at home, many people instead opt for a gym membership. Many people do this simply because prepaying holds them accountable to good fitness habits and serves as motivation. A maintenance plan can work in a similar way! For some people, having their service visits prepaid provides peace of mind, eliminates concerns over the price of inflation by locking in rates, and also serves as motivation to stay on a maintenance schedule that will keep their vehicle in good health.

Read the Maintenance Plan Brochure for More Information